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USDA Loan & Income Limits

Below you will find the 2019 USDA max loan and income limits for California.

We’ve also made a spreadsheet that you can view as well:

You can also see the full version here.

Loan Limits

Area Loan Limit
Alameda $543,720
Alpine $370,760
Amador $332,350
Butte $293,250
Calaveras $330,000
Colusa $270,000
Contra Costa $543,720
Del Norte $235,612
El Dorado $414,000
Fresno $256,225
Glenn $292,000
Humboldt $327,750
Imperial $257,428
Inyo $295,320
Kern $271,050
Kings $235,612
Lake $235,612
Lassen $235,612
Los Angeles $543,720
Madera $235,612
Marin $543,720
Mariposa $257,600
Mendocino $373,750
Merced $235,612
Modoc $235,612
Mono $423,200
Monterey $492,200
Napa $543,720
Nevada $381,800
Orange $543,720
Placer $414,000
Plumas $269,560
Riverside $324,760
Sacramento $414,000
San Benito $543,720
San Bernardino $324,760
San Diego $519,800
San Francisco $543,720
San Joaquin $312,800
San Luis Obispo $492,200
San Mateo $543,720
Santa Barbara $522,560
Santa Clara $543,720
Santa Cruz $543,720
Shasta $294,515
Sierra $243,800
Siskiyou $235,612
Solano $368,000
Sonoma $518,880
Stanislaus $257,600
Sutter $239,200
Tehama $251,000
Trinity $235,612
Tulare $248,099
Tuolumne $264,960
Ventura $538,200
Yolo $414,000
Yuba $299,000

Income Limits

AREA 1-4 PEOPLE LIVING IN HOUSEHOLD 5-8 PEOPLE LIVING IN HOUSEHOLD
Very Low Income Low Income Moderate Income Very Low Income Low Income Moderate Income
Bakersfield, CA MSA $29,950 $47,900 $82,700 $39,550 $63,250 $109,150
Chico, CA MSA $31,300 $50,100 $82,700 $41,350 $66,150 $109,150
El Centro, CA MSA $29,950 $47,900 $82,700 $39,550 $63,250 $109,150
Fresno, CA MSA $29,950 $47,900 $82,700 $39,550 $63,250 $109,150
Hanford-Corcoran, CA MSA $29,950 $47,900 $82,700 $39,550 $63,250 $109,150
Los Angeles-Long Beach-Anaheim, CA MSA $54,650 $87,450 $125,700 $72,150 $115,450 $165,900
Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area $48,450 $77,500 $111,400 $64,000 $102,300 $147,050
Madera, CA MSA $29,950 $47,900 $82,700 $39,550 $63,250 $109,150
Merced, CA MSA $29,950 $47,900 $82,700 $39,550 $63,250 $109,150
Modesto, CA MSA $31,000 $49,600 $82,700 $40,950 $65,450 $109,150
Napa, CA MSA $46,550 $74,500 $107,100 $61,450 $98,350 $141,350
Oxnard-Thousand Oaks-Ventura, CA MSA $50,700 $82,150 $118,100 $66,950 $108,450 $155,900
Redding, CA MSA $30,900 $49,450 $82,700 $40,800 $65,250 $109,150
Riverside-San Bernardino-Ontario, CA MSA $33,700 $53,900 $82,700 $44,500 $71,150 $109,150
Sacramento-Roseville-Arden-Arcade, CA MS $40,050 $64,100 $92,150 $52,900 $84,600 $121,650
Sacramento-Roseville-Arden-Arcade, CA HUD Metro FMR Area $40,050 $64,100 $92,150 $52,900 $84,600 $121,650
Yolo, CA HUD Metro FMR Area $41,600 $66,550 $95,650 $54,950 $87,850 $126,250
Salinas, CA MSA $41,750 $66,800 $96,050 $55,150 $88,200 $126,800
San Diego-Carlsbad, CA MSA $48,650 $77,850 $111,900 $64,250 $102,750 $147,700
San Francisco-Oakland-Hayward, CA MSA $58,100 $108,550 $156,050 $76,700 $143,300 $206,000
Oakland-Fremont, CA HUD Metro FMR Area $58,100 $108,550 $156,050 $76,700 $143,300 $206,000
San Francisco, CA HUD Metro FMR Area $73,300 $145,500 $209,150 $96,800 $192,050 $276,100
San Jose-Sunnyvale-Santa Clara, CA MSA $46,550 $79,200 $113,850 $61,450 $104,550 $150,300
San Benito County, CA HUD Metro FMR Area $46,550 $79,200 $113,850 $61,450 $104,550 $150,300
San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area $66,500 $117,600 $169,050 $87,800 $155,250 $223,150
San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $41,600 $66,550 $95,650 $54,950 $87,850 $126,250
Santa Cruz-Watsonville, CA MSA $55,800 $91,600 $131,700 $73,700 $120,900 $173,850
Santa Maria-Santa Barbara, CA MSA $50,150 $89,350 $128,450 $66,200 $117,950 $169,550
Santa Rosa, CA MSA $49,100 $85,900 $123,500 $64,850 $113,400 $163,000
Stockton-Lodi, CA MSA $33,150 $53,050 $82,700 $43,800 $70,050 $109,150
Vallejo-Fairfield, CA MSA $41,850 $66,950 $96,250 $55,250 $88,350 $127,050
Visalia-Porterville, $29,950 $47,900 $82,700 $39,550 $63,250 $109,150
Yuba City, CA MSA $30,000 $48,000 $82,700 $39,600 $63,350 $109,150
Alpine County, CA $43,200 $69,100 $99,350 $57,050 $91,200 $131,150
Amador County, CA $36,800 $58,900 $84,650 $48,600 $77,750 $111,750
Calaveras County, CA $36,150 $57,850 $83,150 $47,750 $76,350 $109,750
Colusa County, CA $29,950 $47,900 $82,700 $39,550 $63,250 $109,150
Del Norte County, CA $29,950 $47,900 $82,700 $39,550 $63,250 $109,150
Glenn County, CA $29,950 $47,900 $82,700 $39,550 $63,250 $109,150
Humboldt County, CA $29,950 $47,900 $82,700 $39,550 $63,250 $109,150
Inyo County, CA $36,000 $57,600 $82,800 $47,550 $76,050 $109,300
Lake County, CA $29,950 $47,900 $82,700 $39,550 $63,250 $109,150
Lassen County, CA $34,700 $55,500 $82,700 $45,850 $73,250 $109,150
Mariposa County, CA $32,750 $52,400 $82,700 $43,250 $69,150 $109,150
Mendocino County, CA $30,450 $48,700 $82,700 $40,200 $64,300 $109,150
Modoc County, CA $29,950 $47,900 $82,700 $39,550 $63,250 $109,150
Mono County, CA $40,600 $64,950 $93,350 $53,600 $85,750 $123,200
Nevada County, CA $38,350 $61,350 $88,200 $50,650 $81,000 $116,400
Plumas County, CA $31,650 $50,650 $82,700 $41,800 $66,850 $109,150
Sierra County, CA $35,150 $56,250 $82,700 $46,400 $74,250 $109,150
Siskiyou County, CA $29,950 $47,900 $82,700 $39,550 $63,250 $109,150
Tehama County, CA $29,950 $47,900 $82,700 $39,550 $63,250 $109,150
Trinity County, CA $29,950 $47,900 $82,700 $39,550 $63,250 $109,150
Tuolumne County, CA $33,200 $53,100 $82,700 $43,850 $70,100 $109,150