Below you will find the 2024 USDA max loan and income limits for California.
We’ve also made a spreadsheet that you can view as well:
You can also see the full version here.
Loan Limits
| Area | Loan Limit |
|---|---|
| Alameda | $543,720 |
| Alpine | $370,760 |
| Amador | $332,350 |
| Butte | $293,250 |
| Calaveras | $330,000 |
| Colusa | $270,000 |
| Contra Costa | $543,720 |
| Del Norte | $235,612 |
| El Dorado | $414,000 |
| Fresno | $256,225 |
| Glenn | $292,000 |
| Humboldt | $327,750 |
| Imperial | $257,428 |
| Inyo | $295,320 |
| Kern | $271,050 |
| Kings | $235,612 |
| Lake | $235,612 |
| Lassen | $235,612 |
| Los Angeles | $543,720 |
| Madera | $235,612 |
| Marin | $543,720 |
| Mariposa | $257,600 |
| Mendocino | $373,750 |
| Merced | $235,612 |
| Modoc | $235,612 |
| Mono | $423,200 |
| Monterey | $492,200 |
| Napa | $543,720 |
| Nevada | $381,800 |
| Orange | $543,720 |
| Placer | $414,000 |
| Plumas | $269,560 |
| Riverside | $324,760 |
| Sacramento | $414,000 |
| San Benito | $543,720 |
| San Bernardino | $324,760 |
| San Diego | $519,800 |
| San Francisco | $543,720 |
| San Joaquin | $312,800 |
| San Luis Obispo | $492,200 |
| San Mateo | $543,720 |
| Santa Barbara | $522,560 |
| Santa Clara | $543,720 |
| Santa Cruz | $543,720 |
| Shasta | $294,515 |
| Sierra | $243,800 |
| Siskiyou | $235,612 |
| Solano | $368,000 |
| Sonoma | $518,880 |
| Stanislaus | $257,600 |
| Sutter | $239,200 |
| Tehama | $251,000 |
| Trinity | $235,612 |
| Tulare | $248,099 |
| Tuolumne | $264,960 |
| Ventura | $538,200 |
| Yolo | $414,000 |
| Yuba | $299,000 |
Income Limits
| AREA | 1-4 PEOPLE LIVING IN HOUSEHOLD | 5-8 PEOPLE LIVING IN HOUSEHOLD | ||||
|---|---|---|---|---|---|---|
| Very Low Income | Low Income | Moderate Income | Very Low Income | Low Income | Moderate Income | |
| Bakersfield, CA MSA | $29,950 | $47,900 | $82,700 | $39,550 | $63,250 | $109,150 |
| Chico, CA MSA | $31,300 | $50,100 | $82,700 | $41,350 | $66,150 | $109,150 |
| El Centro, CA MSA | $29,950 | $47,900 | $82,700 | $39,550 | $63,250 | $109,150 |
| Fresno, CA MSA | $29,950 | $47,900 | $82,700 | $39,550 | $63,250 | $109,150 |
| Hanford-Corcoran, CA MSA | $29,950 | $47,900 | $82,700 | $39,550 | $63,250 | $109,150 |
| Los Angeles-Long Beach-Anaheim, CA MSA | $54,650 | $87,450 | $125,700 | $72,150 | $115,450 | $165,900 |
| Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area | $48,450 | $77,500 | $111,400 | $64,000 | $102,300 | $147,050 |
| Madera, CA MSA | $29,950 | $47,900 | $82,700 | $39,550 | $63,250 | $109,150 |
| Merced, CA MSA | $29,950 | $47,900 | $82,700 | $39,550 | $63,250 | $109,150 |
| Modesto, CA MSA | $31,000 | $49,600 | $82,700 | $40,950 | $65,450 | $109,150 |
| Napa, CA MSA | $46,550 | $74,500 | $107,100 | $61,450 | $98,350 | $141,350 |
| Oxnard-Thousand Oaks-Ventura, CA MSA | $50,700 | $82,150 | $118,100 | $66,950 | $108,450 | $155,900 |
| Redding, CA MSA | $30,900 | $49,450 | $82,700 | $40,800 | $65,250 | $109,150 |
| Riverside-San Bernardino-Ontario, CA MSA | $33,700 | $53,900 | $82,700 | $44,500 | $71,150 | $109,150 |
| Sacramento-Roseville-Arden-Arcade, CA MS | $40,050 | $64,100 | $92,150 | $52,900 | $84,600 | $121,650 |
| Sacramento-Roseville-Arden-Arcade, CA HUD Metro FMR Area | $40,050 | $64,100 | $92,150 | $52,900 | $84,600 | $121,650 |
| Yolo, CA HUD Metro FMR Area | $41,600 | $66,550 | $95,650 | $54,950 | $87,850 | $126,250 |
| Salinas, CA MSA | $41,750 | $66,800 | $96,050 | $55,150 | $88,200 | $126,800 |
| San Diego-Carlsbad, CA MSA | $48,650 | $77,850 | $111,900 | $64,250 | $102,750 | $147,700 |
| San Francisco-Oakland-Hayward, CA MSA | $58,100 | $108,550 | $156,050 | $76,700 | $143,300 | $206,000 |
| Oakland-Fremont, CA HUD Metro FMR Area | $58,100 | $108,550 | $156,050 | $76,700 | $143,300 | $206,000 |
| San Francisco, CA HUD Metro FMR Area | $73,300 | $145,500 | $209,150 | $96,800 | $192,050 | $276,100 |
| San Jose-Sunnyvale-Santa Clara, CA MSA | $46,550 | $79,200 | $113,850 | $61,450 | $104,550 | $150,300 |
| San Benito County, CA HUD Metro FMR Area | $46,550 | $79,200 | $113,850 | $61,450 | $104,550 | $150,300 |
| San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area | $66,500 | $117,600 | $169,050 | $87,800 | $155,250 | $223,150 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA | $41,600 | $66,550 | $95,650 | $54,950 | $87,850 | $126,250 |
| Santa Cruz-Watsonville, CA MSA | $55,800 | $91,600 | $131,700 | $73,700 | $120,900 | $173,850 |
| Santa Maria-Santa Barbara, CA MSA | $50,150 | $89,350 | $128,450 | $66,200 | $117,950 | $169,550 |
| Santa Rosa, CA MSA | $49,100 | $85,900 | $123,500 | $64,850 | $113,400 | $163,000 |
| Stockton-Lodi, CA MSA | $33,150 | $53,050 | $82,700 | $43,800 | $70,050 | $109,150 |
| Vallejo-Fairfield, CA MSA | $41,850 | $66,950 | $96,250 | $55,250 | $88,350 | $127,050 |
| Visalia-Porterville, | $29,950 | $47,900 | $82,700 | $39,550 | $63,250 | $109,150 |
| Yuba City, CA MSA | $30,000 | $48,000 | $82,700 | $39,600 | $63,350 | $109,150 |
| Alpine County, CA | $43,200 | $69,100 | $99,350 | $57,050 | $91,200 | $131,150 |
| Amador County, CA | $36,800 | $58,900 | $84,650 | $48,600 | $77,750 | $111,750 |
| Calaveras County, CA | $36,150 | $57,850 | $83,150 | $47,750 | $76,350 | $109,750 |
| Colusa County, CA | $29,950 | $47,900 | $82,700 | $39,550 | $63,250 | $109,150 |
| Del Norte County, CA | $29,950 | $47,900 | $82,700 | $39,550 | $63,250 | $109,150 |
| Glenn County, CA | $29,950 | $47,900 | $82,700 | $39,550 | $63,250 | $109,150 |
| Humboldt County, CA | $29,950 | $47,900 | $82,700 | $39,550 | $63,250 | $109,150 |
| Inyo County, CA | $36,000 | $57,600 | $82,800 | $47,550 | $76,050 | $109,300 |
| Lake County, CA | $29,950 | $47,900 | $82,700 | $39,550 | $63,250 | $109,150 |
| Lassen County, CA | $34,700 | $55,500 | $82,700 | $45,850 | $73,250 | $109,150 |
| Mariposa County, CA | $32,750 | $52,400 | $82,700 | $43,250 | $69,150 | $109,150 |
| Mendocino County, CA | $30,450 | $48,700 | $82,700 | $40,200 | $64,300 | $109,150 |
| Modoc County, CA | $29,950 | $47,900 | $82,700 | $39,550 | $63,250 | $109,150 |
| Mono County, CA | $40,600 | $64,950 | $93,350 | $53,600 | $85,750 | $123,200 |
| Nevada County, CA | $38,350 | $61,350 | $88,200 | $50,650 | $81,000 | $116,400 |
| Plumas County, CA | $31,650 | $50,650 | $82,700 | $41,800 | $66,850 | $109,150 |
| Sierra County, CA | $35,150 | $56,250 | $82,700 | $46,400 | $74,250 | $109,150 |
| Siskiyou County, CA | $29,950 | $47,900 | $82,700 | $39,550 | $63,250 | $109,150 |
| Tehama County, CA | $29,950 | $47,900 | $82,700 | $39,550 | $63,250 | $109,150 |
| Trinity County, CA | $29,950 | $47,900 | $82,700 | $39,550 | $63,250 | $109,150 |
| Tuolumne County, CA | $33,200 | $53,100 | $82,700 | $43,850 | $70,100 | $109,150 |